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When my next phone upgrade?

I need to know when I am eligible to get a new phone my upgrade. Someone told me to go on my Verizon. I could not understand how to find it though. If you havent noticed Verizon my wireless phone carrier. So I wonder if anyone can guide me in how to know when I am eligible for an upgrade phone. Thank you! And please be as detailed as possible. I am desperate to find out. Thank you again!

I sure that after your contract expires or after 1 year and a half years with the same phone, you can update.

Samsung Captivate Android 2.2 Upgrade Guide